Bad Credit

Group

Bad Credit

Jason Finn band pre-PUSA

From
Seattle, United States
Since
1983–present
Releases
0

About

Bad Credit was an American comedy hip hop duo based out of San Diego, California which lasted from 2002 to 2008, fronted by musicians and comedians Matt Gorney (Optimus Rime) and Dallas McLaughlin (Dr. Cliff Mixtable).

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Self-described as "financial hip hop", Bad Credit was a parody of the opulent "bling-bling" lifestyle portrayed by popular rap groups, subverting those themes into songs based on The Wall Street Journal articles and financial responsibility, exemplified by such titles as "Balance Your Checkbook". The group was also known for similarly themed stage antics, such as keeping a paper shredder onstage in which supposed unpaid bills would be shredded and thrown about as confetti.

From Bad Credit on Wikipedia, under CC BY-SA 4.0.

Members

Identifiers

Data from MusicBrainz, saved 7 Nov 2026. Photo from Wikimedia Commons, covers from the Cover Art Archive and Apple Music.